Arizona Real Estate

RRSP versus Cash Flow

by Jillaine Jurchuk on June 24, 2014

There seems to be some conflict on whether to invest or not to invest in RRSP. For me, I like to take a look at the facts. RRSP was instilled in me at a very young age. It’s all my parents new at the time…keep your head down, work hard, and invest in your home and RRSP. The questions I started to have is when I would overhear comments like “my RRSP isn’t growing”, or “we will get hit hard with tax at the end when we go to take it out”, or “I lost so much in RRSP that I will have to go back to work part time”, etc.

Now, I’m not saying that there is any guarantee out there in life, all I’m saying is “stop maximizing your RRSP and look into Cash Flow investments”. Here are a couple things to think about…

Remember that the tax you save today investing in your RRSP will need to be paid back at a later date. Often this later date is at a higher tax rate than you saved it. Now with investing in cash flow properties (like CVIG offer’s) you invest today and take out at a later date (if you choose to) with no additional tax.
Do you really want the short term benefit of a tax deduction today (when your healthy and can work), in order to get taxed heavily on RRSP when you go to retire? CVIG can help you with both now and future investments. You invest now, we send you an annual cheque on the interest you’ve made on your investment and for your future, you can keep your original investment in and just keep collecting the annual cheques. We offer a minimum 30% return on your investment over 5 years…just something to think about since RRSP average 2% over a year (that’s 10% over 5 years versus our “minimum” 30%).
By focusing on various strategies other then maximizing your RRSP, YOU will be more in control of YOUR cash flow and taxes for retirement. Exactly!
RRSPs have very specific rules that govern what happens with YOUR money. This is what’s great about cash flow investments like CVIG, we are putting YOU back in charge.
An RRSP forces you to make withdrawals and the minimum you must withdraw increases every year and every dollar that you withdraw is fully taxable. CVIG does none of the above statement, we don’t force you on anything. It’s black and white, a minimum of $10,000 to be invested over 5 years. At the end of 5 years YOU decide what you want to do.

If your interested in getting ahead of the game faster on a solid investment then contact us today so we can support you in making this happen. EVERYONE deserves to live the life they want, take the extra vacation, buy a home, what ever that may be for you we can make it happen.

Low Risk Investment

by Takashi Sato on June 23, 2014

My father created wealth through his business and real-estate investments with cash flow property rentals. Unfortunately at a young age my father fell ill, both mentally and physically and I never got the opportunity to have an in-depth conversation with him about his investments.

With my father becoming handicap, my mother took over handling the money and she would always tell me “the safest way to grow your money is to put it in the bank”. See, my mother was more conservative when it came to money and she invested very carefully in stocks that were low risk and suggested by her banker. Now, lets put my mothers (and the bankers) suggestion into perspective; with today’s inflation rate of 2% and interest rates being 1%, my money is losing it’s value by 1%. This is not an investment that looks appealing to me.

In 1992, the Japanese economy crashed and my parents lost a lot of money on their investments. I remember my mother telling me about how little their property values were compared to what they paid for them and yet they were still creating cash flow from their rentals. The biggest lost from the economy crash ended up coming from their “low risk” stocks, the same stocks that are suggested to millions each day by bankers.

Now, low risk is great and it just depends on where the low risk is. Like for instance, the low risk in investment opportunities that are backed by real estate. According to the http://www.globalpropertyguide.com, their chart shows that even when housing prices are down the rent prices were either stable or growing in the history of the housing market since the year 2000-2012. On top of that, unlike investing in the stock market, when you investing in something tangible you will never lose 100% of it’s values. Just some food for thought.

Why is Cash Flow So Important

Are you looking for ways to create financial freedom and get ahead so that you can retire early? If your like me you must be looking for ways to leverage your money to maximize your investments. I believe it is important to invest in a variety of options but sometimes those options don’t create cash […]

Self-Directing Your Retirement Plan: One Man’s Story

Arizona investment property can make a great addition to a retirement plan, especially with how many opportunities are present in the current real estate market. Property prices are significantly discounted and state of the current rental market is driving up returns on cash flow investments. I recently picked up a condominium, within my retirement account, as a cash flow investment that is returning over 11%. The best part about it is that now I have full control of my retirement.

Clear Vision Realty Group Says, “Hello world!”

Obviously we still have some work to do, but you don’t need to worry about that: It won’t be long now until all the kinks are worked out and our content and images are added along with all the policy pages and equal housing logos and… Oh man! Maybe it’s too early to call this thing “officially live”.

Arizona Real Estate

RRSP versus Cash Flow

Low Risk Investment

Why is Cash Flow So Important

Self-Directing Your Retirement Plan: One Man’s Story

Clear Vision Realty Group Says, “Hello world!”

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